BMSSY: What is Bina Mulya Samajik Suraksha Yojana?

Every state has an unorganized sector, which the public recognizes as being extremely vulnerable but not every state takes the initiative to address these issues. Therefore, in order to provide a proper settlement for this group, the West Bengal government has started an initiative called BMSSY, which gives money to support that segment of society. So, in this post today, we’ll learn more about it and discover how it benefits society and the login process.

What is BMSSY?

BMSSY, which stands for Bina Mulya Samajik Suraksha Yojana, is an initiative that the West Bengal government launched with a specific objective in mind, providing unpaid workers with several benefits. The labor department hopes to enable workers’ major workplace fundamental rights through this program.

In 2022, this scheme was launched and is meant for unorganized businesses and independent contractors, who have received notification from the Department of Labor in West Bengal. The implementation of this scheme is expected to enhance society. its users will have the ability to reject occupational disparities at work. 

Highlights Of Bina Mulya Samajik Suraksha Yojana

Objectives Of BMSSY

Mamata Banerjee, West Bengal’s chief minister, launched a new program called the Bina Mulya Samajik Suraksha Yojana. The program’s goal is to assist unorganized workers or underprivileged groups in contributing to the provident fund due to their weaker financial circumstances. According to the plan, the state government will make these contributions on behalf of employees. Its primary goal is to reduce the financial burden that West Bengal’s unorganized laborers bear. 

• It promotes unorganized workers’ enrollment in pension funds.
• It makes the monthly contribution obligation easier.
• In an emergency, the employee may be able to use the PF.

Eligibility Criteria

The eligibility requirements that you can meet in order to submit an application on the website are as follows:

• Candidates have to live in West Bengal.
• The candidate needs to be an unorganized worker.
• Candidates must hold a job in the unorganized sector.
• To apply for BMSSY, an individual must be between the ages of 18 and 60.
• As part of Samajik Suraksha Yojana, applicants must be registered.

Documents Required

Here are some documents you will need to have on hand in order to apply and ensure a simple process throughout the application process. 

• Valid Ration Card
• Aadhar Card
• Passport-size photo
• Residence Certificate
• Income Certificate
• Caste Certificate
• Valid Mobile Number
• Valid Email ID

Steps To Register On BMSSY Portal

In order to enjoy all the features of the website the user needs to register on the portal, and follow the given below step to create an account:

• Step 1: Visit the official website of the West Bengal Labor Department to get started. Then, you have to locate and select the “New Registration” option when you first visit the website.
• Step 2: When you tap on this option, a new page will load and you will be asked to select between options that say “Yes” or “No“.
• Step 3: Once you select the option, you will be taken to a disclaimer page where you must enter the necessary employee-type information.
• Step 4: You will then be prompted to enter the beneficiary’s required information.
• Step 5: It is now necessary for you to upload the documents listed in this blog’s “Required Documents” section.
• Step 6: Once you have completed all the documents, you will need to select “Continue“, which will take you to another page.
• Step 7: You must enter your nominee or dependent’s information on this newly redirected page and click the “Continue” button.
• Step 8: After completing all of these steps, you will be redirected to an additional confirmation page where you will need to provide information about your bank account, income, employee type, and PF/ESI.
• Step 9: Make sure the combined information is correct after filling it all out to prevent any discrepancies that could cause you serious problems later on.
• Step 10: Your application will be successfully submitted once you click the “Submit” button.

Application Process For BMSSY

1. To start, search for the official website of BMSSY Security Scheme https://bmssy.wblabour.gov.in/.
2. Fill out the registration form with your information and click on ‘Register’.
3. Next, visit the official website of the BMSSY Social Security Scheme and click on the ‘User Login’ option.
4. You have to first go to the dashboard and then visit the Nominee Information tab.
5. Next, you have to select the program for which you want to apply.

Steps To BMSSY Login

It’s now time to proceed with the BMSSY login procedure since we have finished providing information on the platform’s registration process. Therefore, the following are the measures that you may take to finish the procedure, as listed below:

• Step 1: First, you need to get your preferred browser open on your device.
• Step 2: After that, find the platform’s official website by using the search bar.
• Step 3: Use the results that are showing on your screen to visit the official website.
• Step 4: You must select the login option located on the platform’s dashboard in order to start the process.
• Step 5: A login form will now appear on your screen, and you must fill it out with the necessary information in the columns provided.
• Step 6: It contains bmssy.wblabour.gov.in login information, such as the password and username. 
• Step 7: At last, press on the login option to finish the process here. 

Benefits Of Applying BMSSY Portal

Once you’ve read about how to join, you may access the plethora of advantages that come with using it. The following list includes the advantages that fall under the BMSSY portal. 

1. Provident Fund

• Every qualified person is required to contribute Rs. 25 per month to the BM-SSY provident fund.
• An equivalent salary of Rs. 30. may also contributed by the state government on behalf of the employee.
• If the beneficiary reaches 60 years of age or stops participating in the plan, or if the beneficiary passes away and the account becomes inactive, the entire amount accrued, including interest, may be returned to the beneficiary or to the beneficiaries’ designees.

2. Health and Family Welfare

• Under the West Bengal Health Scheme, beneficiaries or their family members who need hospitalization or door remedies can receive up to Rs 20,000 per year, in accordance with the annual alignment. 
• A beneficiary of the BM-SSY and the members of their family who contributed can make multiple claims in a year.
• In the event of a surgical procedure, financial assistance may limited to Rs. 60,000 annually.
• Let’s say that for any reason, the recipient ends up in the hospital for five or more days. In that scenario, the beneficiaries may get payment for their unemployment at the rate of Rs 1000 for the first five days and an additional amount of Rs 100 per day for the remaining days, up to a maximum of Rs 10,000. 

3. Death and Disability

• The nominee may get up to Rs 20,000 in the event that the beneficiary passes away from a few accidents.
• The nominee may receive Rs 50,000 in the event that the beneficiary passes away normally.
• If a person loses all function in one or both eyes or if they are completely blind, they may be eligible for a reimbursement of Rs 2,000000.

4. Education

• The beneficiaries’ kids may receive educational assistance. 
• This scheme provides up to Rs. 25000 in financial assistance to the daughter upon completion of undergraduate studies or equivalent ability development research. 
• The students who are qualified for the Swami Vivekananda benefit will no longer be qualified for the aforementioned benefits. 

5. Training in Safety and Skill Development

• People can receive safety and talent development training through the Paschim Banga Society for Talent Development.
• For the purpose of improving the ability of production workers and their households, construction workers may organize a fund for this training.

Social Security Scheme West Bengal: Account Maintenance 

The state government will bear all costs associated with the administration of the scheme, including the cost of various forms, stationery, bank service charges, etc.

• All grants received from the state or central government or the beneficiaries of the scheme can placed in the fund.
• The board will have to maintain a separate account for the purposes of the scheme and get the accounts audited by the auditor.
• The state government is expected to obtain an annual report on the performance of the scheme and an audit report of the accounts.

BMSSY Card

The existing social security cards, registration numbers and passbooks issued to unorganized workers will be considered valid for the purposes of this scheme.

• To avail of the benefits of this scheme, new employees will given SMCs.
• Existing unorganized workers who has registered under various schemes but have not received these cards will also be issued SMCs.
• Workers in the unorganized sector can access these SMCs at any regional labor office in any district or sub-division and all Labor Welfare Facilitation Centers in blocks and towns.

Conclusion 

BMSSY (Bina Mulya Samajik Suraksha Yojana) is a security program run by the Bengali government that provides free clinical care to the state’s poor and destitute citizens. This program is one of the well-known social safety initiatives managed by the Bengali government.

Employees may use this startup goal to access health care assistance, disability benefits, education funds, provident funds, and more. Also, you must finish the registration and login procedures in order to profit from this plan. And you can do the actions listed above to finish these procedures.

Disclaimer

The article is only for information purposes and is completely dependent on the research. Also not in any way the website promotes.

Also Read: It is Not Wisdom but Authority that Makes a Law. T – Tymoff